How Much Does it Cost to Build a House in Connecticut, CT?

Connecticut the “Land of Steady Habits” is one of the smallest and fourth-most densely populated states in the United States. It is a regional state of New England. According to the census bureau report, it is the sixth most expensive state to live in and the average living cost in Connecticut is 12% more than the average of the U.S.

The job opportunity, high standard of living, and top-level education system always attract people to shift here. The first thing you need to shift from one place to another is accommodation. You can rent a house, buy one or build one. In this article, we tried to find out the house building cost in Connecticut.

How Much Does it Cost to Build a House in Connecticut
How Much Does it Cost to Build a House in Connecticut, CT

How Much Does it Cost to Build a House in Connecticut?

In 2022, the average cost of building a new house in Connecticut will range from $150 to $320 per square foot (without side work and land cost). Professional home builders can take 9 to 12 months to complete an average size house in Connecticut.

It is an approximate cost estimate. The actual can be a little more or a little less depending on many factors like locations, construction quality, labor, and material cost. For building a custom house in Connecticut the cost can go up to $700+ per square foot.

Connecticut House Building Cost Summary

On the basis of what we have calculated below, the typical cost of building a house in Connecticut in 2022 could be approximate as follows:

Building Permit Fee1,000-3,000
Material Cost$80,000-$200,000
2000 Square Foot House$$300,000-$640,000
Per Square Foot Construction Cost$150-$700

3 Types of Home Building Costs in Connecticut for 2022

This cost table shows the per square foot building cost for three different types of house quality.

Construction QualityAverage CostMinimum CostMaximum Cost
Standard Home Cost$190$150$230
Premium Home Cost$340$230$450
Luxury Home Cost$575$450$700+

Type 1: Standard or Saltbox Types House in CT

The average of building a standard quality low-budget house is around $150 to $230 per sq ft. People generally build saltbox-style houses in Connecticut. It is a standard quality house built on a wooden frame and surrounded by lightweight materials.

The average floor area of a house in CT is under 2000 sq ft. For instance, if you want to build a new home in Ct, it will cost around $300,000 to $460,000 without land costs. A modular home cost will go up to $600,000.

Related: How Much Does it Cost to Build a House in Alabama?

Type 2: Premium or Mid Range House in Connecticut

A mid-range new home construction cost can go between $230 and $450 per square foot on average. A 2000 square foot premium quality house can cost you around $460,000 to $900,000.

It ensures more details and premium quality materials for the building. A mid-range new home is more durable and eye-catching compared to an average standard house.

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Type 3: Luxury or High Range House in CT

An average magnificence house construction can cost you around $450 to $700 per square foot or more depending on the many factors like size, design, and location. A 2000 sq ft high-end new home in Connecticut (CT) costs around $900,000 to $14,000,000 or more.

There is no limit on luxury home building costs. It completely depends on the house owner. The more comfort features and unique design he will add, the more it will increase the cost.

Related: What is the Average Cost Per Square Foot to Build a House in Wisconsin?

Different Size House Building Costs in Connecticut (CT) 2022

Here is the cost summary to understand how much it can cost to build different size general types of houses in Connecticut, CT.

Home SizeAVG Cost ($235 per sq ft)Min Cost ($150 per sq ft)Max Cost ($320 per sq ft)
800 sq ft$188,000‬$120,000$256,000
1,200 sq ft$282,000$180,000$384000
1,600 sq ft$376,000$240,000$512,000
2,000 sq ft$470,000‬$300,000$640,000
2,400 sq ft$564,000‬$360,000$768,000
2,800 sq ft$658,000‬$420,000$896,000
3,200 sq ft$752,000‬$480,000$1,024,000
3,600 sq ft$846,000‬$540,000$1,152,000
4,000 sq ft$940,000$600,000$1,280,000
4,400 sq ft$1,034,000$660,000‬$1,408,000
4,800 sq ft$1,128,000‬$720,000$1,536,000‬
5,200 sq ft$1,222,000$780,000‬$1,664,000
5,600 sq ft$1,316,000‬$840,000‬$1,792,000‬
6,000 sq ft$1,410,000‬$900,000‬$1,920,000‬

Related: What is the Average Cost to Build a 1,500 sq ft House in Indiana?

House Building Cost in Top Cities or Towns in Connecticut

Some popular cities with high housing demand are Bridgeport, Stamford, New Haven,  Hartford, etc. Real estate cost is not the same in every city in Connecticut, CT. Its cost depends on some factors like the lifestyle, demand, and facilities provided by the local govt.

In this cost table, we tried to estimate the average house building cost in the top cities of Connecticut according to square footage.

Cities or TownStandard House (per sq ft)Premium House (per sq ft)Luxury House (per sq ft)
Bridgeport$210$305$785
Stamford$210$300$780
New Haven$175$250$635
Hartford$170$245$620
Waterbury$175$250$635
Norwalk$165$260$630
Danbury$170$245$625
Fairfield$185$270$685
Greenwich$220$350$800+

Note: It is an approximate cost summary suggested by our local pros. The actual cost can be a little or a little less vary from time to time.

Related: How Much Does it Cost Per Square Foot to Build a House in San Diego?

Three Major Cost Factors Break Down in Connecticut (CT) 2022

Here are some of the most common cost factors that directly influence the ultimate project cost. It will be easy to understand with an example building cost breakdown. In this table, we break down the total cost of building a 2000-square-foot custom home in Connecticut into different cost factors.

1. Pre-Building Cost Factors

Before starting the building process there are some pre-costs like land buying, marital cost, expert cost who plans and designs the house, land preparation cost, and local building permit cost. We also include labor costs in this section.

# Land Cost in Connecticut

The average price of land in Connecticut is above the country average. It is one of the costly states to build a house. Land costs can vary from location to location. One acre of land for house property in a popular urban area can cost you up to 1.5 million or more depending on the location.

You can buy a small plot like ½ acre or ⅓ acre for between $400,000 and $900,000 in Connecticut (CT). If you are looking for a cheaper place, you can go out of the urban area. There are some undeveloped and semi-developed areas where you can buy a lot for around $200,000 to $500,000 in recent years.

Related: How Much Cost Per Square Foot to Build a House in Massachusetts?

# Labor Cost

Labor is the manpower whose fashion and dedication day after day build a complete home. In the year 2022, as there is a shortage of labor in real estate, you may need to cost around $70 to $150 per square foot or $140,000 to $300,000 to complete the whole project in Connecticut, CT.

Labor cost is not fixed. It can be a little higher or a little less depending on the availability of the labor, type of the house location, and time for the work. If you want to finish the project quickly and the labor has to be done over time, it will increase the cost.

Related: What is the Average Cost Per Square Foot to Build a New Home in Tennessee?

# Material Cost in CT

From the beginning to the end of the building process, you will need several types of material in every process. Material costs can vary from time to time. It fully depends on the market supply, type of house, and the quality of the materials

A 2000 sq ft random house in Connecticut can cost $80,000 to $200,000 or more for the material for this year. Materials for real estate like wood, metal frame, brick, gravel, stone, cement, etc prices are rising. Keep some extra budget for materials while estimating the total project cost.

Related: How Much Does it Cost to Build a House in North Carolina, NC?

# Land Preparing Cost

To make the land prepared for construction and find out the best place for the foundation, you may need to cost around $8 to $25 per square foot or $16,000 to $50,000 for the 2000 sq ft house. It includes surveying the lot and digging holes for filing and foundation.

It depends on the type of house. A saltbox house doesn’t cost much for land preparation. But if you want to build a building in an uneven lot, you have to pay more for preparing the lot.

Related: How Much Does it Cost to Build a House in Southern Oregon?

# Expert Cost in Connecticut

Expert means a professional like an engineer, house designer, or architect who will design the house and make a road map for the project. The professionals combined can cost you $20 to $110 per square foot in Connecticut, CT for the current year.

How much they will charge depends on the fame and experience of the professional.

  • An engineer can charge: 150 to 270 per hour
  • A house designer can charge: $120 to $220 per hour
  • An architect can charge: $100 to $200 per hour

Related: How Much Does it Cost to Build a 3000 sq ft House in Georgia?

# Construction Permit Fee

For taking the building permit from the local authority or building official, you may need to pay a fee of between $1,000 and $3,000 or more depending on the location and total budget of the project.

You have to show the design and plan for the construction to the authority. After having the approval from the authority you can start the building process.

Related: What is the Price Per Square Foot to Build a House in Maine?

2. In Building Cost Factors

After having the construction permit you can now start the actual house building work and it starts with the foundation. In this section, we cover some of the in-building cost factors.

# Foundation Cost in Connecticut

Foundation is the beginning of the building process. It can cost you 10% to 15% of the total building cost in Connecticut. A general contractor can charge between $5 and $30 per square foot or more depending on the type of basement and type of the house.

Here is the cost list for three types of foundations. You can choose any of them according to your need and type of the soil.

Monolithic Concrete Slab$6,000-$15,000
Crawlspace Cost$8,000-$25,000
Basement Cost$15,000-$40,000

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# Framing Cost in CT

It depends on the type of house. You can choose metal, wood logs, or concrete beams for the framing. A commonly used custom saltbox style house in CT is built on a wooden frame.

You may need to pay around $40,000 to $120,000 to the builder for framing a 2000 Square foot house. If your house has a complex design and you want to build a fancy house, a builder can charge 3 to 6 times more than the average framing cost.

Related: What is the Average Cost to Build a 1,500 sq ft house in Ohio?

# Exterior Finishing Cost

Exterior finishing for a common type 2000 square foot house in Connecticut (CT) can cost you around $40,000 to $80,000 or more depending on the size, design, and market price of the exterior materials.

It includes costing for siding, roofing, exterior painting, exterior doors and windows, and glass enclosures. Here is the breakdown of this cost.

Insulation Cost$2,000-$5,000
Exterior Painting Cost$5,000-$10,000
Exterior Doors & Windows$7,000-$20,000
Siding Cost$8,000-$30,000
Roofing cost$10,000-$40,000

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# Interior Finishing Cost in Connecticut

Interior finishes can cost you around $60,000 to $200,000 approximately. It completely depends on the house owner’s personal preference. The maximum cost you have to pay is for interior finishing.

You can add nice interior paint, tile your bathrooms, and kitchen with colorful stone, and can install custom cabinets in every bedroom and indoor fireplace to keep the house warm. The more custom design and unique features you add to the interior, the more you have to pay.

Countertops Cost$4,000-$10,000
Indoor Fireplace Cost$4,000-$15,000
Interior Paint Cost$6,000-$15,000
Indoor Lighting Cost$5,000-$20,000
Millwork Cost$14,000-$20,000
Room Doors Cost$10,000-$30,000
Custom Cabinetry Costs$12,000-$40,000
Flooring Cost$15,000-$45,000

Related: How Much Does it Cost to Build a House in Missouri Per Square Foot?

# Utilities and HVAC Cost in CT 2022

In-build cost finish with utilities and HVAC finishing. Your house is visible now but you can’t live a comfortable life without major needs like water supply, electricity, HVAC, and sewer system.

All combined including expert cost and material costs can go up to $40,000 to $80,000 or more depending on the house distance in Connecticut.

HVAC Cost$5,000-$15,000
Plumbing Cost$10,000-$20,000
Electricity Supply Installation$25,000-$40,000
Solar Panel Installation Cost$30,000-$50,000

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3. Post Building Cost Factors

There are some extra costs that will occur after finishing the construction. They are known as post-building costs. Like Furniture and electronics, Landscaping, and driveway. This extra cost will complete the house overall for living.

It is not only decorating the house but also makes the house safe, and comfortable from outside to inside.

Type of CostAverage Cost
Landscaping or Fencing Cost$2,300-$19,500
Driveway or Walkway Cost$22,500-$45,740
Furniture & Electronics Cost$14,560-$1,21,020

Related: What is the Average Cost Per Square Foot to Build a House in Colorado?

How to Save Money from House Building Costs in Connecticut (CT)

Not every one of us has the same budget or the ability to spend money uncountably. Saving some thousand dollars from the budget will be very much helpful. Here are some tips that might help save your valuable money.

  1. Avoid the urban areas like  Bridgeport, Stamford, New Haven, and Hartford and choose a less costly location.
  2. Keep the house size low and avoid complex design.
  3. Avoid extra cost in interior finish and doing the DIY job for painting, kitchen, and bathroom work.
  4. Keep a close eye on the material market. Buy the materials at a time when the market is down.
  5. Try to complete the work with the sound weather. Bad weather can increase the labor cost by 2 to 3 times more than the average cost.
  6. You can build a modular home. Modular home prices are cheaper than duplex-type homes.

Related: How Much Does it Cost to Build a 3,000 sq ft House in Florida?

7 Benefits of Building a House in Connecticut 2022

If you want to live a peaceful life Connecticut would be a good option. There are many benefits of building a house in CT. Some of them are mentioned in this section.

  • If you love to live a luxury life and can’t afford to live in New York, Connecticut will be a better alternative. It is one of the costliest states just behind New York.
  • It is a great way to invest your money. House property in CT is always in demand. The home value will increase in the long run.
  • Owning a house in CT can help you to reduce the amount of money from income tax.
  • It gives you the freedom to live a life without a rent burden.
  • The education system and some educational institutions of Connecticut are world-famous. You can ensure a quality education for your children.
  • The low crime rate, healthy population, natural beauty, etc makes Connecticut one of the top states with quality of living.
  • It is one of the richest states in the U.S and the unemployment rate in this state is very low.

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Is 2022 the Right Time to Build a House in Connecticut?

It is quite a difficult question to answer. People who buy or build a new house before or during the year 2020 are surely the real champ. Because in 2020, there was a massive increase in the real estate market. It continued in 2021 and the experts predict that it will not stop in the year 2022 too.

Connecticut house building costs are still rising because of the demand. Many people shifted from New York to Connecticut during and after the pandemic. But there is a shortage of materials and housebuilders are struggling to fulfill the demand.

Research run by Zalman & Associates shows that the Connecticut market had the most significant change in the US in mortgaged second home purchases, which was 74% up from last year. Luxury house building costs in Connecticut also continue to rise in 2022. According to a report, Luxury home sales increased 13.8% compared to 2020.

It will be a good decision or a bad decision to build a home in Connecticut in 2022 depending on three factors. Material supply, available house number for sale, and mortgage interest rate. It is expected that the mortgage interest rate will increase again. It will reduce the load of extra demand.

So, in our opinion, if you have enough material supply from the market, and the real estate market cost curve starts to go downwards, it will be fine to make building decisions.

Related: How Much Does it Cost to Build a 2000 sq ft House in Oklahoma?

Most Frequently Asked Questions About Building House in Connecticut, CT (FAQs)

Is it cheaper to build a house in Connecticut?

To be honest, Connecticut is not a cheap place to build a house or to live in. It is one of the most expensive states in the U.S to live in. The house building cost in Connecticut (CT) is higher than the country average.

How much does it cost to build a 2500 sq ft house in Connecticut?

Building a 2500 sq ft average home in Connecticut (CT), the overall cost will be around $4,75,000 to $5,75,000, a mid-range house can cost $5,00,000 to $8,00,000 and a luxury house can go more than a million dollars.

Can I build my own house in Connecticut?

Yes, you can build your own house or renovate the existing home, if you can prove the authority to build it on your own. House owners can apply for their house construction or renovation.

Do I need a permit to build a deck in Connecticut?

Yes, you will need to take permission from the authority to build a new dack. Single-family and two-family houses need to follow the 2015 International Residential Code portion of the 2018 Connecticut State Building Code.

Can I do plumbing in my own house in Connecticut?

No, you can not do your house plumbing work in Connecticut (CT). For doing your own or any plumbing work, you need to achieve a license from the Department of Consumer protection.

Can I do my own House electrical work in Connecticut?

If you have the permission and license from the authority for the work, you can do your own house electrical work. But you have to ensure that the house is used by you and there is no rental part.

Do I need a permit for installing a new roof in a house?

If you want to replace the old roof of the existing home with a new one or change its structure of it, you also need to take a permit from the authority. According to the state rule of Connecticut (CT), any kind of structural work needs a building permit.

Final Thoughts on Connecticut House Building Cost in 2022

The purpose of this guide is to reduce the cost of building a house in Connecticut, CT. Let me know how you estimate, buy the land & materials, and manage your home-building project. Our discussions cover a range of subjects, including new home construction, interior design, home remodeling, as well as landscaping.

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